Personal Umbrella
With the increase in personal liability claim judgements today, the need for personal umbrellas has never been higher. JSA has multiple markets to provide those higher limits.
- Admitted
- Direct bill
- 250/500/50 for youth and elderly drivers
- No scheduled exposures – mid-term endorsements not required for adding or taking off exposures
- Up to $5 mil
- Allows DUI
- Excess UM/UIM $1 mil
- Non-admitted
- Risks with multiple driving incidents
- $500/500/100 U/L limits required
- Will schedule exposures; endorsements required
- Up to $10 mil
- Multiple rental locations allowed (up to 20-25)
- Excess Umbrellas up to $10 mil if qualified
- Offers UM/UIM $1 and $2 mil limits
- Allows DUI
